General Schedule of Features and Charges

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Revision in Dynamic Currency Conversion (DCC) Fee w.e.f.1st August 2026.For detailed information, click here.

Savings & Corporate Salary Accounts - General Schedule of Fees and Charges (GSFC)

Click here for complete list of fees and charges

811 Savings Account

Basic Savings Bank Deposit Account

Small Savings Account

Jifi (Discontinued)

Reimbursement Accounts

Savings & Corporate Salary Accounts - General Schedule of Fees and Charges (GSFC) in Regional Languages

Part 1

Part 2

Current Account - General Schedule of Fees and Charges (GSFC)

Neo Current Accounts

Global Trade Current Accounts

Ace Current Accounts

Astra 05 Current Accounts

Astra 15 Current Accounts

Elite Current Accounts

Pro Current Accounts

Edge Current Accounts

Special Accounts (w.e.f. 1^st February, 2021)

811 Current Account

Overdraft Business Finance (w.e.f. 01^st May 2026)

Retail Supply Chain Finance (w.e.f. 01st May 2026)

Solitaire Business Current Account GSFC (w.e.f. 01st August 2026)

Retail Current Account GSFC (w.e.f. 1st August’26)

General Current Account GSFC (w.e.f. 1st August’26)

Merchant One Current Account GSFC (w.e.f. 1st August’26)

Startup Current Account GSFC(w.e.f. 1st August’26)

Business Correspondent Current Account (w.e.f. 1st August’26)

New Overdraft & Restricted Overdraft & Collection Current Account - Biz (w.e.f. 1st August’26)

Retail Overdraft Current Account (w.e.f. 1st August’26)

Online Current Account (w.e.f. 1st August’26)

Current Account PMS GSFC (w.e.f. 1st August’26)

Composite Current Accounts GSFC (w.e.f. 1st August’26)

Mpower Current Accounts GSFC (w.e.f. 1st August’26)

ODCFL GSFC (w.e.f. 1st August’26)

Pro, Privy & Privy+ Business GSFC (w.e.f. 1st August’26)

Privy - Neon & Platinum CA GSFC (w.e.f. 1st August’26)

CABNK - GSFC for Nationalized Banks, Private Sector Banks and Foreign Bank Current Accounts effective from 1st August’ 2026

CACBK- GSFC for Cooperative Bank Current Account effective from 1st August’ 2026

CAINT - GSFC for Retail Institutions (RI) Current Account effective from 1st August’ 2026

Credit Cards - General Schedule of Fees and Charges (GSFC)

Royale Signature Credit Card

PVR Gold Credit Card

PVR Platinum Credit Card

Fortune Gold Credit Card

Kotak Infinite Credit Card

Best Price Credit Card

Corporate Wealth Signature Credit Card

NRI Royale Signature Credit Card

Delight Platinum Credit Card

League Platinum Credit Card

Essentia Platinum Credit Card

Urbane Gold Credit Card

Feast Gold Credit Card

Kotak 811 Credit Card

811 #DreamDifferent Credit Card

Veer Platinum Credit Card

Mojo Platinum Credit Card

White Reserve Credit Card

Corporate Platinum Credit Card

Zen Signature Credit Card

Veer Select Credit Card

Privy League Signature Credit Card

Biz Credit Card

Corporate Gold Credit Card

Metro Kotak Credit Card

White Credit Card

IndianOil Kotak Credit Card

Revision in General Schedule of Fees & Charges for Credit Cards w.e.f 24th June 2023

List of MCCs with respect to revised fees and rewards June 01 2025.

Prepaid Cards - General Schedule of Fees and Charges (GSFC)

Multi Currency Card

Kotak Best Compliments Card

Loan - General Schedule of Fees and Charges (GSFC)

Investment- General Schedule of Fees and Charges (GSFC)

National Pension System

Privy-League- General Schedule of Fees and Charges (GSFC)

Private Banking - General Schedule of Fees and Charges (GSFC)

NRI- General Schedule of Fees and Charges (GSFC)

NRE Platina Saving Account

NRO Rupee Savings Account

NRE Rupee Savings Account

NRO Platina Saving Account

NRE Rupee Current Account

NRO Rupee Current Account

NRE / NRO Custody Accounts

NRE/NRO Privy League Accounts

Fee Schedule for Portfolio Investment Scheme(PIS) Offline NRI Clients

Fee Schedule for Portfolio Investment Scheme(PIS) Online NRI Clients

Merchant Acquiring Services - General Schedule of Fees and Charges (GSFC)

Merchant Acquiring Services - General Schedule of Features and Charges (GSFC)

Trade Services – General Schedule of Fees and Charges (GSFC)

Trade Services - General Schedule of Features and Charges (GSFC)

Disclaimer

Please note, if your account is currently in dormant status, non-maintenance charges will not be applicable to the same. In order to activate your account, please visit your nearest Kotak Bank branch