General Schedule of Features and Charges

Savings & Corporate Salary Accounts - General Schedule of Fees and Charges (GSFC)

Starting December 2025, a nominal fee of ₹0.15/SMS will be charged for SMS alerts. For details, click here.

Please note: You will not incur any charges as long as your savings/salary account maintains a combined balance of ₹10,000 or more (including Monthly Average Balance and Term Deposits). For 811 combined balance requirement is ₹5000 or more.

Click here for complete list of fees and charges

811 Savings Account

811 Edge Savings Account

811 Super Savings Account

Basic Savings Bank Deposit Account

Small Savings Account

Jifi (Discontinued)

Savings & Corporate Salary Accounts - General Schedule of Fees and Charges (GSFC) in Regional Languages

Part 1

Part 2

Current Account - General Schedule of Fees and Charges (GSFC)

Retail Supply Chain Finance

Neo Current Accounts

Global Trade Current Accounts

Ace Current Accounts

Astra 05 Current Accounts

Astra 15 Current Accounts

Elite Current Accounts

Pro Current Accounts

Edge Current Accounts

Mpower Current Accounts

Mpower Current Accounts w.e.f. 01st August 2025

Business Correspondent Current Account w.e.f. 01^st Nov'25

New Overdraft & Restricted Overdraft & Collection Current Account - Biz w.e.f. 01^st Nov'25

Merchant One Current Account w.e.f. 01^st Nov’2025

Composite Current Accounts w.e.f. 01^st September 2023

Special Accounts (w.e.f. 1^st February, 2021)

Online Current Account (w.e.f. 01^st September 2023)

811 Current Account

Start Up Current Account w.e.f. 1^st Nov’2025

Overdraft Current Account w.e.f. 1^st May’2025

Overdraft Business Finance (w.e.f. 01^st September 2023)

ODCFL GSFC w.e.f. 1^st May 2025

General Current Account (w.e.f. 1^st Nov’25)

Composite Current Accounts w.e.f. 1^st May, 2025

Current Account PMS GSFC w.e.f. 1^st May, 2025

Retail Current Accounts (w.e.f. 01^st Nov, 2025)

Credit Cards - General Schedule of Fees and Charges (GSFC)

Myntra Kotak Credit Card

Royale Signature Credit Card

PVR Gold Credit Card

PVR Platinum Credit Card

Fortune Gold Credit Card

Kotak Infinite Credit Card

Best Price Credit Card

Corporate Wealth Signature Credit Card

NRI Royale Signature Credit Card

Delight Platinum Credit Card

League Platinum Credit Card

Essentia Platinum Credit Card

Urbane Gold Credit Card

Feast Gold Credit Card

Kotak 811 Credit Card

811 #DreamDifferent Credit Card

Veer Platinum Credit Card

Mojo Platinum Credit Card

White Reserve Credit Card

Corporate Platinum Credit Card

Zen Signature Credit Card

Veer Select Credit Card

Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

Kotak IndiGo Ka-ching 6E Rewards Credit Card

Privy League Signature Credit Card

Biz Credit Card

Corporate Gold Credit Card

Metro Kotak Credit Card

White Credit Card

IndianOil Kotak Credit Card

Revision in General Schedule of Fees & Charges for Credit Cards w.e.f 24th June 2023

List of MCCs with respect to revised fees and rewards June 01 2025.

Prepaid Cards - General Schedule of Fees and Charges (GSFC)

Multi Currency Card

Kotak Best Compliments Card

Spendz Prepaid

Loan - General Schedule of Fees and Charges (GSFC)

Investment- General Schedule of Fees and Charges (GSFC)

Demat Account

National Pension System

Privy-League- General Schedule of Fees and Charges (GSFC)

Privy-Services

Private Banking - General Schedule of Fees and Charges (GSFC)

NRI- General Schedule of Fees and Charges (GSFC)

NRE Platina Saving Account

NRO Rupee Savings Account

NRE Rupee Savings Account

NRO Platina Saving Account

NRE Rupee Current Account

NRO Rupee Current Account

NRE / NRO Custody Accounts

NRE/NRO Privy League Accounts

Fee Schedule for Portfolio Investment Scheme(PIS) Offline NRI Clients

Fee Schedule for Portfolio Investment Scheme(PIS) Online NRI Clients

Merchant Acquiring Services - General Schedule of Fees and Charges (GSFC)

Merchant Acquiring Services - General Schedule of Features and Charges (GSFC)

Trade Services – General Schedule of Fees and Charges (GSFC)

Trade Services - General Schedule of Features and Charges (GSFC)

Disclaimer

Please note, if your account is currently in dormant status, non-maintenance charges will not be applicable to the same. In order to activate your account, please visit your nearest Kotak Bank branch