Savings Accounts, Personal Loans and Credit Cards

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Kotak811 Savings Account

Your dreams deserve a strong beginning.

Open Kotak811 Zero Balance Savings Account.

Personal Loan

Avail Personal Loan offers up to ₹1 Crore.

Interest starting at 9.99% p.a.

Credit Card

Get Kotak Cashback+ Credit Card.

5% cashback on online groceries, food deliveries & OTTs. 4% savings on fuel.

Business Loan

Business Loans up to ₹1 Crore.

Flexible, collateral-free loans for growing businesses.

Privy Business

Unlock smarter tax payments.

Get up to 10% cashback*.

Home Loan

Fulfil the dream of owning your home.

Home Loan available up to ₹10 Crore | Flexible tenure up to 25 years.

Knowledge Hub

Stories in focus

Need Help?

Visit Help Center

Get information on all topics

Get in touch with a phone banking expert (1800 4100)

Locate us

Find a branch or ATM near you

Report a fraud

Raise a dispute or report suspicious transaction

Lodge a complaint

Raise a grievance for any service deficiency

Block lost/stolen card

Report a lost or stolen card

Kotak Bank App

Ways to Bank

Net Banking

Net Banking is a convenient way to bank from the comfort of your home or office - a one stop solution for all of your banking needs.

Investment

Kotak Trinity Account

Upgrade your Savings A/c to a 3-in-1 A/c. (Savings + Trading + Demat A/c). Also avail Zero Brokerage Trading plans

Want to report online financial fraud?

Dial the Cybercrime helpline number 1930 or visit www.cybercrime.gov.in now. Follow Cyberdost for more updates on cyber hygiene.

Ask for your CKYC Identifier today!

Benefits of the identifier: Linked to your KYC data | Open A/c faster with reduced paperwork | No repeated submission of documents

DEMAT ACCOUNT

3-IN-1 ACCOUNT

Savings + Demat + Trading
Stocks | Bonds | ETFs | IPO

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Rates & Charges

Deposits

Fixed Deposit (24 months 1 day to less than 35 months & 27 days)

6.65% Regular

7.15% Senior Citizen

Savings Account

Fixed Deposit (15 months 1 day to less than 23 Months)

2.50%* Interest Rate

Loans

7.70%* Home Loan

9.98%* Personal Loan

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Hausla Aapka.
Deals Hamare.

The Power of Metal.

Your dreams deserve a strong beginning.

Avail Personal Loan offers up to ₹1 Crore.

Get Kotak Cashback+ Credit Card.

Business Loans up to ₹1 Crore.

Unlock smarter tax payments.

Fulfil the dream of owning your home.

Knowledge Hub

Need Help?

Net Banking

Kotak Trinity Account

Want to report online financial fraud?

Ask for your CKYC Identifier today!

3-IN-1 ACCOUNT

Join us in the #MaukaGanwao campaign

Rates & Charges

Deposits

Savings Account

Loans

Scan the QR to download the new Kotak Bank App

Is Jio Platforms Ltd IPO on your watchlist?

Hausla Aapka. Deals Hamare.

The Power of Metal.

Your dreams deserve a strong beginning.

Avail Personal Loan offers up to ₹1 Crore.

Get Kotak Cashback+ Credit Card.

Business Loans up to ₹1 Crore.

Unlock smarter tax payments.

Fulfil the dream of owning your home.

Knowledge Hub

How to Invest in Gold as an NRI

Need Help?

Pay in a Flash!

Mobile Banking that keeps up with you

Net Banking

Kotak Trinity Account

Want to report online financial fraud?

Ask for your CKYC Identifier today!

3-IN-1 ACCOUNT

Join us in the #MaukaGanwao campaign

Diversify your portfolio

Rates & Charges

Deposits

Savings Account

Loans

Hausla Aapka.
Deals Hamare.