Everyday+ Savings Account | Kotak Mahindra Bank

With the Kotak Everyday+ Account, you get a banking partner that supports you all month long. Whether you want to invest smartly, earn rewards on your spending, or simply enjoy seamless banking – everything is curated to fit your everyday needs.

Introducing Kotak Everyday+ Savings Account

Cashback+ Credit Card

Save more while you spend with 5% cashback.

Everyday+ Debit Card

Your everyday transactions just got more rewarding!

Personal Loan

Achieve your life goals with ease by borrowing up to ₹35 lakhs.

Unlock exclusive deals and discounts every time you spend with your Everyday+ Debit Card.

Debit Card

Everyday+ Debit Card features

Enjoy exciting offers on your favourite brands.
Daily purchase limit of up to ₹5,00,000 and ATM withdrawal limit of up to ₹1,00,000.
Tap & Pay with your Android Phone for PIN-free debit card transactions at supported contactless terminals.

All benefits are subject to terms, conditions and exclusions.

Effective July 9, 2025, daily balances in Savings Account across all account balances will earn 2.50% interest p.a. These interest rates are applicable for both Resident and Non-resident Accounts (NRE/NRO).
Credit at the sole discretion of the bank and subject to guidelines issued by RBI from time to time. Credit limit of any type will be sanctioned as per the Credit policy of the bank & at its sole discretion. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
Issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Limited. All features and benefits are subject to Credit Card Terms and Conditions. Please read T&C carefully on www.kotak.bank.in.
Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. Kotak Mahindra Bank Limited, AMFI Registered Mutual Fund Distributor, AMFI Registration Number (ARN) 1390. Cherry is an execution platform of Kotak Investment Advisors Ltd. (KIAL) which is a sub-distributor of KMBL.
Kotak Mahindra Bank offers the Saving Account, while Kotak Securities offers the Demat and Trading Account. Investments are subject to market risks, read all scheme-related documents carefully. The Bank does not assume any responsibility for the performance, representations or services provided by the Kotak securities.
Please click here for ActivMoney terms and conditions.
District Movies: Offer capped at ₹200 once a month on a minimum spend of ₹1,000.
Ajio: Offer valid on a minimum spend of ₹2,500.
Zomato: Discount capped at ₹150 once a month on a minimum order of ₹550.