Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Quick Help
Frequently Asked Questions
For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Moving money across borders shouldn't feel like crossing hurdles. With Click2Remit, powered by Viamericas Inc., sending funds to India is quick, secure, and seamless. Whether you’re sending money to your family, paying for services, or managing obligations back home, Click2Remit to transfer money directly to any bank account in India – anytime, anywhere.
Designed for NRIs, Click2Remit is your trusted way to make sure every rupee reaches home without delays or detours.
Preferential Pricing for Program customers
Faster delivery within 48 hours*
Insta tracking
No transaction charges on transfers made from the USA to India
Transfer funds to Kotak accounts or accounts held with over 100 other banks in India
*T&C Apply
When sending money from the USA to India through Click2Remit, transfers to bank accounts in India are completed within 2 working days from the time your instructions are received. However, in some cases this may extend to 5 working days as well. The tentative date of payment is mentioned in your payment receipt received upon completion of transaction.
Here are some points to consider when making direct transfers to India from the USA:
The value in INR depends on the rate available when you complete the transaction. Since currency rates fluctuate, it’s best to review and confirm when the rate feels right for you.
Most transfers are completed within 2 to 5 working days. The exact timeline depends on when the transfer is initiated and how quickly our partners process the funds. The estimated time for transfer will be mentioned on your remittance receipt.
Even a small error in the account number or IFSC code can delay or disrupt the transfer. Always verify the details before proceeding.
Transfers are processed on working days. If a transfer is placed near a weekend or public holiday in the US or India, the actual credit to the recipient’s account may happen on the next available business day.
Once a transfer is initiated, you can monitor its progress using the transaction reference number provided in your account.
Need to make a quick and secure US-to-India money transfer? Click2Remit offers a seamless way to complete your remittance.
Here’s how to do it:
Click2Remit platform is powered by Viamericas Inc. They are a licensed Money Services Business operator based in US. While you are our esteemed customers, the service is offered by Viamericas Inc and thus you are required to sign up before you start using Click2Remit.
Enter the amount you want to send. Instantly view the applicable exchange rate and the amount your recipient will receive in INR.
Fill in the Indian bank account details—either a Kotak Mahindra Bank account or one of over 100 other supported banks. Ideal for any America to India money transfer, whether personal or professional.
This is a real-time process to verify your US Bank account that you will use for the transaction. When initiated, a new window pops up and you are requested to login to your Net-banking credentials of your US Bank. Upon completion, the account number is assigned to your Click2Remit profile and you add new or modify existing account by logging in to Click2Remit. Please Note, do not select ‘Guest’ option during this verification as that will delay your remittance.
Review the transfer summary, lock in your rate and confirm the transaction. Your money is on its way, and you can track every step through your Click2Remit account.
By clicking on the hyper-link, you will be leaving www.kotak.bank.in and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
At your request, you are being re-directed to a third party site - https://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
By clicking on the hyper-link, you will be leaving www.kotak.bank.in and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.bank.in and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.bank.in and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.bank.in and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.bank.in and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.