League Platinum Credit Card Fees & Charges

Apply Now

Fees & Charges

Fees & Charges	League
Joining Fees	₹ 499/ Nil
Annual Fees	₹ 499/ Nil
Condition for waiver of Annual Fees - First Year	Minimum retail spends of ₹ 50,000 in a year
Condition for waiver of Annual Fees - Second Year	Minimum retail spends of ₹ 50,000 in a year
Addon card Fees	Nil
Interest Charges on outstanding Balances	3.75% pm (Annualized 45%) w.e.f. 01st June 2025
Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)	W.e.f 1st June 2025, MAD will be 1% TAD & 100% of EMI, Finance Charges, Fees/Charges & Tax as applicable, subject to a minimum of ₹100 else up to the TAD amount whichever is lower.
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof	2.5% on advance amount or ₹ 500 whichever is higher
Late Payment Charges ("LPC")	Due as per last statement (INR)	LPC charges (INR)
	<₹100	₹0
	₹100 - ₹500	₹100
	₹501 - ₹5,000	₹500
	₹5,001 - ₹10,000	₹600
	₹10,001 - ₹25,000	₹800
	₹25,001 - ₹50,000	₹1000
	>₹50,000	₹1200
Over Limit Charge	₹500
Cheque Bounce Charges	2.0% on bounce amount, subject to minimum of ₹500
Standing Instruction Failure / Auto-debit return fee	2% of bounce amount subject to minimum of ₹450 and maximum of ₹5,000
Foreign Currency Mark Up	3.5%
Railway Booking Surcharge (1.8%/2.5% on transaction amount)*	Waived
Fuel Surcharge (1% on transaction)**	Waived
Fee for Cash payment at Bank	₹100
Outstation Cheque Processing Fee	Waived
Reissue/ Replacement Card (per issunace)	₹100
Charge Slip Request	Waived
Machine Surcharge at ATMs	Waived
Balance Enquiry Charges at Non Parent Bank ATM	Waived
Duplicate Statement Request	Waived
Web Pay Service Fee	Waived
Web Pay Service Fee	Waived
Please note, w.e.f. 01st June, 1% transaction charge will be applicable on
Wallet Load and Online skill-based gaming platform	Total spends exceeding ₹10,000 per statement cycle
Fuel	Total spends exceeding ₹25,000 per statement cycle
Utility	Total spends exceeding ₹35,000 per statement cycle
Education	Spends made via third-party apps (For example: PhonePe, Cred, Mobikwik, etc) Transactions made directly through educational institution websites or their card-swipe machines will not incur this fee
Please Note:
*Maximum Railway surcharge waiver of ₹ 500 in a calendar year
** Please note, w.e.f. 01st June 2025, 1% fuel surcharge waiver is applicable on transactions that range between ₹ 500 and ₹ 4,000, allowing you to avail a maximum fuel surcharge waiver of up to ₹ 3,500 in an anniversary year.

The aforementioned revisions will be based on the Merchant Category Codes (MCCs), which are 4-digit numbers assigned to merchants or businesses by card networks such as VISA, MasterCard, and RuPay. Click here for the list of applicable MCCs.

GST and other taxes, as notified by the Government of India, apply to all fees, interest, and other charges and are subject to changes to changes in accordance with the relevant regulations set forth by the Government of India.

For complete details, including all terms and conditions, please read the MITC.

Disclaimer: Verbiage for Joining Fee (if applicable) will be displayed as Annual Fee on your monthly credit card statement. Thereafter you will be levied Annual Fee (if applicable) as per the most important terms and conditions of your credit card.

Learn more about the reward redemption options of League Platinum Credit Card.
Explore more credit card options that best suit your needs.

Ready to take the next step?

Apply Now

Compare this product with other Kotak Credit Cards

Compare Now

Frequently Asked Questions

Can the shopkeeper charge an extra 2% for card payments?

A. Credit card companies and banks charge higher fees to recover the cost of lending money to customers. But, they urge merchants not to pass credit card swipe charges to customers and instead bear it themselves. In some places, merchants can charge customers an extra fee for using credit or debit cards to cover the processing costs.

How to pay rent through credit card?

A. The easiest way to pay rent is using credit cards. In this nothing is debited from your bank account. Instead the money is paid via the available line of credit. Rent payment through credit card is easy and just a few clicks away when it is linked to your UPI enabled app. Now you know how to pay rent through credit card.

What is a Credit Card?

A credit card is a transactional card that enables the holder to make purchases of goods and services or withdraw advance cash on credit.

Banks and financial institutions issue it to bring the convenience of payment. Credit cards act as a microloan tool where the individual makes purchases under the condition of paying off the same within a specific time period. There are no interest payouts if the due amount is paid within a specific time (interest-free period). The issuer pre-sets a custom borrowing limit, determining the maximum amount of credit a user can spend from a credit card. Credit cards allow users to save big through discounts and deals, making them popular.

Should I apply for a balance transfer credit card?

You may proceed with the balance transfer option if you see possible savings out of it. Paying high-interest debt doesn’t make sense when you can qualify for a new card with a 0% APR. This way, you can consolidate your debt and pay them off without any hassle. Many balance transfer credit cards offer a 0% or low interest rate on balance transfers for an introductory period, which can allow you to save money on interest charges while you pay down your debt.

What is the coverage scope of CPP membership in India

The coverage under CPP credit card protection membership in India is generally limited to the protection against loss, theft or misuse of the member's credit cards, debit cards, and other cards. CCP credit card protection also protects unauthorized transactions and emergency card replacement services.

View All

Credit Card Services