Home Loan in Thane
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Thinking of owning a home in Thane? Say goodbye to rental worries and embrace homeownership with Kotak Home Loan. Our Home Loancomes with competitive interest rate, low processing fees, and repayment tenure of up to 25 years. Whether you are a salaried or self-employed individual, you can apply and get the loan in minimal time. Choose to apply online or at your nearest Kotak Bank branch. Don't wait—start your journey to homeownership today with Kotak Home Loan.
Here are some of the key features and benefits of our Home Loan.
Applicants must meet the following eligibility criteria to obtain a Home Loan in Thane:
| Criteria | Self-employed Applicants | Salaried Applicants |
|---|---|---|
Age |
Between 18 and 65 years |
Between 18 and 60 years |
Citizenship |
Indian |
Indian |
Minimum Monthly Income |
Rs. 15,000 |
Rs. 15,000 |
Work Experience/ Continuity |
A minimum of 3 years in business, practice or profession. |
2 years of work experience with at least 6 months in the current organisation. |
To proceed with your Home Loan application in Thane, you must provide the following documents:
*Not mandatory
Note: In certain cases, additional documents may be required.
You can easily apply for housing finance in Thane online by following these simple steps:
Alternatively, you can apply for a Home Loan by visiting your nearest Kotak Bank branch.
To apply for a Home Loan, visit our official website or download the app to submit your application online. For personalised assistance, you can visit your nearest Kotak Bank branch.
You can use the Home Loan Eligibility Calculator on our website to get an idea of the loan amount you might be eligible for. You can also check with your nearest Kotak Bank branch.
Popular residential areas in Thane include Ghodbunder Road, Thane West, Majiwada, Vasant Vihar, and Hiranandani Estate, which are known for their amenities and connectivity.
The Kotak Bank Home Loan interest rate starts at 8.70% per annum.
Yes, NRIs can apply for Home Loans in Thane, subject to fulfilling specific eligibility criteria and the required documentation.
Terms & Conditions Apply: The final home loan interest rate and other associated charges are subject to a rigorous assessment process, including an evaluation of the applicant's creditworthiness, CIBIL score, property value, and other relevant factors.
You can pay off any existing balance of Home Loan using Kotak’s Home Loan Balance Transfer at a lower rate of interest.
If you are an NRI and are looking for a Home Loan, Kotak provides you just that. Check out our NRI Home Loans section.
To encourage women home buyers, Kotak Mahindra Bank offers affordable housing loans for women.
Disclaimer (Things you should know):
For loans: Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
