Home Loan In Gurgaon
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Gurgaon, now known as Gurugram, is one of the fastest-growing IT hubs in the country. Home to over 250 Fortune 500 companies, the city is a major employment generator in the Delhi-NCR region. This has led to people settling here and looking for houses.
To cater to the growing demand among prospective homebuyers in Gurgaon, Kotak Bank offers Home Loans to both salaried and self-employed individuals with easy-to-fulfil eligibility criteria. Apply for a Home Loan in Gurgaon today and purchase the house of your dreams without paying the total cost upfront.
Kotak Bank Home Loans come with the following features and benefits:
Whether you are salaried or self-employed, you must meet the eligibility criteria to apply for a Home Loan. Here are the eligibility criteria for Kotak Bank’s Home Loans in Gurgaon.
| Criteria | Self-employed Applicants | Salaried Applicants |
|---|---|---|
Age |
Between 18 and 65 years |
Between 18 and 60 years |
Citizenship |
Indian |
Indian |
Minimum Monthly Income |
Rs. 20,000 |
Rs. 20,000 |
Work Experience/ Continuity |
A minimum of 3 years in business, practice or profession. |
2 years of work experience with at least 6 months in the current organisation. |
When applying for a Housing Loan in Gurgaon, you must submit the following documents based on your profession:
*Not mandatory
Note: In certain cases, additional documents may be required.
You can easily apply for a Home Loan in Gurgaon online by following these simple steps:
Alternatively, you can apply for a Home Loan by visiting your nearest Kotak Bank branch.
Need a Home Loan in Gurgaon? Contact your nearest Kotak Bank branch now!
For more information, talk to our customer representatives. Call Now
To apply for a Home Loan, visit our official website or download the app to submit your application online. For personalised assistance, you can also visit your nearest branch.
Yes, Kotak Bank offers a balance transfer facility that can help you secure a better interest rate, potentially saving you a significant amount over the tenure of your loan.
Yes, you can obtain a joint Housing Loan in Gurgaon by adding a co-applicant to your application.
Defaulting on the Home Loan EMI payments will attract penal interest and late payment fees.
Yes, Kotak Bank offers Pre-Approved Home Loans to existing customers based on their income, employment and other factors.
When applying for a Home Loan in Gurgaon, you must provide documents, such as age proof, income proof, bank statements, and property documents. Requirements may vary based on your profession, so check the details on our website for exact requirements.
Some of the most popular residential areas in Gurugram include Golf Course Road, DLF Phase 1/2/4, Sohna Road, Ambience Island, Nirvana Country, and Golf Course Extension Road.
You can pay off any existing balance of Home Loan using Kotak’s Home Loan Balance Transfer at a lower rate of interest.
If you are an NRI and are looking for a Home Loan, Kotak provides you just that. Check out our NRI Home Loans section.
To encourage women home buyers, Kotak Mahindra Bank offers affordable housing loans for women.
Disclaimer (Things you should know):
For loans: Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
