Mobile Banking that keeps up with you
Manage your accounts, cards, investments & more – all in one place.
Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Quick Help
Frequently Asked Questions
For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Manage your accounts, cards, investments & more – all in one place.
Whether you're at home, at work, or on the go, the New Kotak Bank App puts the power of a full-service bank right in your pocket. From smart investments to secure card controls, our mobile banking experience is designed to make your financial life simpler, faster, and more secure.
Payments
Digital Card Wallet
Financial One-view
Keep track of all your assets and liabilities in one clear overview — anytime, anywhere.
Copy Card Details
Securely copy your card number, CVV, or expiry date for online transactions — no need to pull out your physical card.
Manage Accounts
Feedback & Support
Quick Banking
Fast UPI Payments
Bill Payments
High-Value Transfers
Card Controls
Rewards Tracker
EMI Conversion
Instant Loans
Access Loan Documents
Loan Management
FD Booking
ActivMoney
Mutual Funds
Buy Insurance
Access Documents
Compare Policies
Using it feels natural and seamless, with every feature right where you expect it. There's a clear sense of thoughtful design that makes the whole experience satisfying.
Reviewed on 06/18/2025
The interface is sleek, intuitive, and lightning-fast. Opening the app feels like unlocking the future-everything loads in an instant, from checking balances to making transactions.
Reviewed on 07/03/2025
This new updated version is very user-friendly. I can find each option instantly—know everything about my savings, payments and investments in just few clicks.
Reviewed on 07/03/2025
I really like the in-app OTP and credit cards page. Service requests is way improved.
Reviewed on 07/01/2025
Clean interface and easy navigation — even my parents find it user-friendly!
Reviewed on 07/06/2025
It is very easy to navigate the app and makes it very convenient to figure out my bank balance and other details.
Reviewed on 05/27/2025
Tap ‘Forgot MPIN’ on the app login screen.
Verify using your Net Banking password or card details.
If you don’t know your card PIN, reset it first.
Then create a new 6-digit MPIN.
The app is compatible with most modern Android and iOS smartphones. Ensure your device has an updated operating system and internet access for smooth functioning.
Yes, but you need to register each device separately using your CRN and authentication details.
Access all your Kotak accounts, cards, deposits, loans, and investments in one unified view. Get real-time updates, automate bill payments, and track EMIs effortlessly.

Discover personalised loan and credit card offers based on your profile — quick and hassle-free.

Book FDs or invest in mutual funds in just a few taps—no separate app required. Track your portfolio and SIPs effortlessly, anytime, anywhere.

![]()