Indigo XL Credit Card – Features & Benefits - Kotak Mahindra Bank
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IndiGo Kotak Credit Card FAQs

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What is IndiGo BluChip?

IndiGo BluChip is IndiGo’s new loyalty program. Customers will have a BluChip account registered with their mobile number and email ID, and all benefits of the IndiGo Kotak card (BluChips and vouchers) will be credited to this account.

What happens to my 6E Rewards balance?

If you were a 6E Rewards cardholder, by 3rd October ’25, all your 6E Rewards balance was converted to IndiGo BluChips with an 18% bonus and credited to your BluChip account. This bonus is exclusive to Kotak 6E Rewards cardholders to give them a kick-start with the new card.

What are the features of the new IndiGo Kotak CC?

The new IndiGo Kotak Cards are feature-rich. To take a glimpse, check our Value Chart and see what the card has to offer. Welcome benefit, IndiGo BluChips on every transaction, milestone benefit, renewal benefit, and domestic lounge access are available to cardholders.

Is there any capping on the IndiGo BluChips I can earn in a year?

No. You can earn IndiGo BluChips for every transaction you make without any capping.

Is there any criteria to be eligible for lounge access?

No. There is no eligibility criterion for lounge access on the card. Customers can avail 2 domestic lounge visits per calendar quarter.

I have recently paid the fee on my 6E Rewards card and I got a fee levied on my new IndiGo card as well. Please clarify.

If you have upgraded from the 6E Rewards card to the IndiGo Kotak Premium card, you will be subject to a new anniversary cycle, effectively reinitiating your card anniversary date. This means a joining fee will be levied for the month of October ’25, and upon payment, you will receive the welcome benefits.

If a customer was levied an annual fee on their 6E Rewards card from April ’25 onwards and has paid the fee within the due date, then they are eligible to receive:

  • 700 IndiGo BluChips if they had a 6E Rewards card, post activating the new IndiGo card (within 30 days).

  • 1500 IndiGo BluChips if they had a 6E Rewards XL card, post activating the new IndiGo card (within 30 days).

This is a compensatory upgrade bonus and will be credited to the customer’s BluChip account.

Where is my new IndiGo Kotak CC? I have not received the card yet.

You can find your virtual card in your Mobile Banking app, from where you can activate the card and access other details.

If your IndiGo Kotak physical card was dispatched to you, you would have received the dispatch SMS and tracking ID. If you have changed your address or moved to a new location, and want your card delivered to the new location, please follow these steps:

  • Update the new address details with the bank. Click here for updating it through Net banking or the old Mobile Banking app. If you are using the new Kotak Mahindra Mobile Banking app click here.

  • Then give a call to 1800 4100 for re-dispatch (charges apply).