Apply for Mojo Credit Card Online

• The Mojo Platinum Credit Card will nurture the shopaholic in you.
• Earn unlimited 2.5 Mojo points for every Rs. 100 on online spends.
• Earn unlimited 1 Mojo point for every Rs. 100 on all other spends – except on fuel & cash withdrawal
• Please note, w.e.f. 01st June 2025, the following changes will be applicable:
  • Mojo points can be only earned on education and Insurance spends up to ₹70,000 per statement cycle each
  • Mojo points can be only earned on utility spends up to ₹50,000 per statement cycle
  • Mojo points can be only earned on government spends up to ₹40,000 per statement cycle
  • Mojo points earnings against Wallet Load, Fuel, Rent & Online skill-based gaming Spends will be discontinued

The aforementioned revisions will be based on the Merchant Category Codes (MCCs), which are 4-digit numbers assigned to merchants or businesses by card networks such as VISA, MasterCard, and RuPay. Click here for the list of applicable MCCs.

• Get 2500 Mojo points every quarter on spending Rs. 75,000. Valid for the first year (since issuance) only.
• For more details check out the Milestone tab. Click here
• Effective 1st June 2025, Spends on Utility, Wallet Load, Fuel, Online skill-based gaming, Insurance, Government, Rent, and Education will not be considered when calculating milestone benefits

The aforementioned revisions will be based on the Merchant Category Codes (MCCs), which are 4-digit numbers assigned to merchants or businesses by card networks such as VISA, MasterCard, and RuPay. Click here for the list of applicable MCCs.

• Get 8 annual complimentary visits to select Airport Lounges, within India. Visits limited to 2 per quarter
• For list of select lounges, please click here
• For detailed terms and conditions on lounge access, please Click here
• Please note, w.e.f. 1^st June 2025, customer need to spend ₹75,000 or more in a calendar quarter to enjoy 2 Airport Lounge accesses in the next calendar quarter

• Get your Joining fees of Rs. 1,000 waived on spending Rs.30,000* in the first 90 days after card issuance.

*All eligible customers will receive joining fee waiver within 90-120 days from after card issuance

• Get your annual fees waived on spending Rs. 1 lakh annually.

• The 1% fuel surcharge waiver is applicable on transactions that range between Rs.500 and Rs.3,000. Avail of a maximum fuel surcharge waiver of Rs.3,500 in each anniversary year. Fuel transactions are not eligible to earn any Mojo points.
• W.E.F. 1^st June 2025, 1% fuel surcharge waiver is applicable on transactions ranging between ₹500 and ₹5,000.

• Save railway surcharge of 1.8% for transactions on www.irtc.co.in and 2.5% for transactions on Indian Railways Booking Counters.

The maximum railway surcharge waiver that is allowed in a anniversary year is Rs.500/-.

• We value your time. Instead of you trying to reach us, we will reach you.
• SMS "KASSIST" to 5676788 and we will call back within two hours
• We make it easy for you to pay your monthly dues.
• Call for complimentary cheque pickup

• Set the spend limit on your Add-on Card as you desire
• Track spends separately for each of your Add-on Card(s)
• click here to apply now for an Add-on Card for a small fees of Rs. 299 only.

• Embedded EMV Chip lends an additional level of security
• 6-digit PIN authentication for higher security of your transactions