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IndiGo Kotak Credit Card FAQs

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What is IndiGo BluChip?

IndiGo BluChip is IndiGo’s new loyalty program. Each customer will have an IndiGo BluChip account registered with their mobile number and email ID, and all benefits of the IndiGo Kotak Credit Card (BluChips and vouchers) will be credited to this account. You will earn IndiGo BluChips for every transaction on IndiGo flight bookings, as well as on dining and entertainment.

What happens to my 6E Rewards balance?

If you were a 6E Rewards cardholder, all your 6E Rewards balance was converted to IndiGo BluChips with an 18% bonus by 3rd October ’25. It was credited to your IndiGo BluChip account. This bonus is exclusive to Kotak 6E Rewards cardholders so they can have a kick-start for the new card.

I was a 6E Rewards CC holder. What happens to my card now?

6E Rewards Credit Cards have been migrated to the new IndiGo Kotak credit card, maintaining the annual fee of the 6E Rewards Credit Card that you were holding.

  • If you had a 6E Rewards XL card (annual fee – Rs.1500), you would have received the IndiGo Kotak CC at a joining/annual fee of Rs.1500. All benefits of the new card are available to you.

  • If you had a 6E Rewards card (annual fee – Rs.700), you would have received the IndiGo Kotak CC at a joining/annual fee of Rs.700. All benefits, except joining and renewal benefits, are available to you.

What are the features and fees of the new IndiGo Kotak Credit Card?

The new IndiGo Kotak Cards are feature-rich. To take a glimpse, jump to our Value Chart and take a look at what the card has to offer. Welcome benefit, IndiGo BluChips on every transaction, milestone and renewal benefits are available to all cardholders.

If your 6E Rewards credit card was migrated to the new Indigo Kotak Credit Card, then the below is applicable for you:

  • For IndiGo 6E Rewards XL cardholders who were migrated to the IndiGo Kotak Credit Card, all benefits will be available. Joining/Annual fee will be Rs.1500.

  • For IndiGo 6E Rewards cardholders who were migrated to the IndiGo Kotak Credit Card, welcome and renewal benefits will NOT be available. All other benefits of the IndiGo Kotak card will be available. Joining/Annual fee will remain at Rs.700 until your card’s expiry.

Is there any capping on the IndiGo BluChips I can earn in a year?

No. You can earn IndiGo BluChips for every transaction that you do without any capping.

I have recently paid the fee on my 6E Rewards card and I got a fee levied on my new IndiGo card as well. Please clarify.

Post migrating to the new IndiGo Kotak Credit Card, customers will be subject to a new anniversary cycle, effectively reinitiating their card anniversary date. This means a joining fee will be levied for the month of October ’25, and upon payment, they will receive the welcome benefits (if applicable on the card they are holding).

If a customer was levied an annual fee on their 6E Rewards card from April ’25 onwards and they have paid the fee within the due date, then they are eligible to receive:

  • 700 IndiGo BluChips if they had a 6E Rewards card, post activating the new IndiGo card (within 30 days).

  • 1500 IndiGo BluChips if they had a 6E Rewards XL card, post activating the new IndiGo card (within 30 days).
    This is a compensatory upgrade bonus and will be credited to the customer’s BluChip account.

Where is my new IndiGo Kotak CC? I have not received the card yet.

You can find your virtual card in your Mobile Banking app, from where you can activate the card and access other details.

If your IndiGo Kotak physical card was dispatched to you, you would have received the dispatch SMS and tracking ID. If you have changed your address or moved to a new location, and want your card delivered to the new location, please follow these steps:

  • Update the new address details with the bank. Click here for updating it through Net banking or the old Mobile Banking app. If you are using the new Kotak Mahindra Mobile Banking app click here.

  • Then give a call to 1800 4100 for re-dispatch (charges apply). 

What do I get additional on upgrading to the premium variant?

The IndiGo Kotak Premium Credit Card comes with premium perks – More IndiGo BluChips for your transactions, complimentary airport lounge access, and more!

To know more about the premium variant, please click here.