Do it yourself

Apply Kotak811 Dream Different Credit Card Online

Paperless | Instant Approval | Free for life

Apply for 811 Dream Different Credit Card online without any income documents. Decide your own credit limit. Get the credit card against fixed deposit (FD) for as low as Rs. 10,000 (for Non-811 saving account customers)

Note: For 811 saving account customers, the minimum FD amount will be Rs. 10,000

Key benefits of applying online

Apply online in a few simple steps and get your card delivered within 7 – 10 working days.
No additional documents required. No more hassle of visiting a branch, filling physical forms or sharing any documents.
Choose credit limit of your own choice starting from Rs. 9,000 to Rs. 18,00,000
Link your existing FD or open a new FD online and complete your credit card application.

Note: For 811 saving account customers, the minimum FD amount will be Rs. 10,000

Key features of Kotak811 Dream Different Credit Card

No Joining or Annual Fees
Earn rewards on daily spends. [4 reward points against every Rs. 100/- of online spends, 1 reward point against every Rs. 100/- of other* spends]
Spend Rs. 72.000/- in a year and get Amazon vouchers worth upto Rs. 1000/-
Fuel and Railway surcharge waiver

Steps for SCC application:

Step 1: Login to your Kotak Mobile Banking app, in Apply Now section click on "FD linked Credit Card" or in Credit Card section click on “FD linked Credit Card” to apply.
Step 2: You can check the different features of Kotak811 Dream Different Credit Card. Tap on ‘Get my Credit Card’.
Step 3: Either link your existing eligible FD or Create new FD.
Step 4: Choose the nominee. You can skip adding nominee as well.
Step 5: Choose delivery address. You can either continue with address linked to your Savings Account or add a new address. The new address would be only used for all communications related to the Credit Card including delivery.
Step 6: Review the details and accept the consents.
And you are done! You will receive an application reference number and the credit card will be delivered within 7 working days. Also, you will receive your credit card e-statements on your registered email.

If you don’t have a FD, you can open a new fixed deposit. Also, in case you don’t have enough balance in the savings account to fund your term deposits, you have the option to fund the account through UPI within journey.

Apply online now!

Disclaimers:

Issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Limited. All features and benefits are subject to Credit Card Terms and Conditions. Please read the Credit Card terms and conditions carefully provided on the bank website www.kotak.com.