How to Check PMAY Status Online? Step-By-Step Guide

 
Individuals who already have a house registered under their name, or under the name of any family member will find themselves ineligible for the PMAY scheme. Additionally, if any family member of the applicant has already availed central assistance from the Government under any housing scheme, their PMAY application will be rejected. 

Therefore, it is advisable to check the PMAY scheme eligibility beforehand to avoid the chances of claim rejection. 

Documents Needed to Apply for PMAY Scheme 

Once you have determined your eligibility, you can easily apply for the PMAY scheme on the official PMAY website by filling the online application form and submitting the required documents. Make sure that you have all the essential documents such as  

• ID proof 
• Address proof 
• Bank account statement 
• Income certificate, etc.  

These must be readily available with you to avoid any inconvenience. 

After you finish your application, you can check your progress for both the Urban (PMAY-U) and Gramin (PMAY-G) categories online. 

How To Check PMAY Urban Application Status Online 

Urban applicants can monitor their subsidy status through the official Credit Linked Subsidy Scheme Awas Portal (CLAP) website. 

Step 1- Visit the official PMAY CLAP portal. 

Step 2- Navigate to the CLSS Tracker section. 

Step 3- Enter your Application ID and click on Get Status. 

Step 4- Input the one-time password (OTP) sent to your mobile phone to check on your subsidy status. 

How To Check PM Awas Gramin List And Status 

Rural applicants can verify their name on the beneficiary list or check their status on the official portal for rural housing. This tool helps you stay updated on your payment installments through your screen. 

Step 1 Visit the official PMAY-G website. 

Step 2 Open the Stakeholders menu and choose the IAY/PMAYG Beneficiary link. 

Step 3 Type in your registration details and select submit to access your records. 

Step 4 You can use the Advanced Search feature if your registration number is missing by providing your state and district information. 

How To Check PMAY Subsidy Progress Offline And Via Mobile 

There are several other ways to find out if your subsidy is in your account through digital or offline channels: 

• UMANG App: You can get the UMANG app and go to the PMAY-G section to check your installment records with your registration details. 
• Toll-free Helplines: You can call the Ministry of Housing and Urban Affairs (MoHUA) or the National Housing Bank (NHB) directly to ask about your Urban application. 
• Gram Panchayat: Local applicants can visit their nearest Gram Panchayat office to confirm their status in person. 

Conclusion  

Now that you are well aware of the benefits of the PMAY scheme, its application process and how to check the PMAY status online, ensure to make the most of this valuable scheme to purchase that dream house. In case of any query while applying for a home loan under the PMAY scheme, do not hesitate to seek the help of a financial expert to avoid any inconvenience in the later stages. If you are ready to finance your property, explore Kotak Mahindra Bank home loan options or talk to our experts to secure competitive interest rates and experience a smooth home buying process.