Value Chart – Kotak Mahindra Bank

Apply Now

Zen Credit Card Benefits	Annual Spends (in ₹)	Annual Benefit (in ₹)
Welcome Benefit		300
2 Domestic Lounge/quarter + 3 International Lounge/calendar year		19500
10 Zen Points on shopping	300000	4000
5 Zen Points on other eligible spends	180000	1200
1% Fuel surcharge waiver	120000	1200
Milestone Benefits on annual spends of ₹6 lakhs		3000
Annual Fee Waiver (on anniversary spends of ₹1.5 lakhs or above)		1500
TOTAL	600000	30700

Please note:

The value chart is made with an assumption that customer is spending ₹6,00,000 annually.
W.e.f. 01st June 2025, Cash value for redemption will be revised from ₹0.25 to ₹0.20 per Zen Point; A minimum of ₹2,000 Zen Points will be required for cash value redemption.