Value Chart – Kotak Mahindra Bank

Features
Rewards Redemption
Milestone Program
Visa payWave
Value Chart
Eligibility Criteria
Fees and Charges

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	Annual Spends (in ₹)	Savings
Net Value to the Cardholder	840000	28240
Welcome Benefit		300
Priority Pass + 3 free visits		13500
Milestone benefits on ₹6 lakhs spends		3000
Fuel surcharge waiver annual benefit		3500
Annual fee waiver benefit		1500
Rewards benefit		6440
2X on shopping spends	126000	1680
5 pts on other spends	714000	4760

Please note, w.e.f. 01^st June 2025, Cash value for redemption will be revised from ₹0.25 to ₹0.20 per Zen Point; A minimum of ₹2,000 Zen Points will be required for cash value redemption.