Kotak Air+ Credit Card

Earn Air Miles

Earn 5 Air Miles for every ₹100 spent on Flight & Hotel Booking through Kotak Unbox
Earn 2 Air Miles for every ₹100 spent for other purchases

Lounge in Luxury

2 Complimentary International lounge access annually (Primary Cardholders)

Lounge Access	Benefit	Lounge list	How to access
International Lounge Access (Powered by Priority Pass)	Complimentary 2 International lounge access for primary cardholders	Click Here	Present your Credit Card/Digital QR code available on the Priority Pass app

Note:

Activate international transactions (online & in-store/POS) using your Kotak Bank Mobile App or Net Banking to enable visit validation transaction.
Visit validation charges of $1.00 will be debited from your Credit Card and will be auto-reversed within 7 working days.

4 Complimentary Domestic lounge access annually (Primary Cardholders)

Lounge Access

Benefit

Lounge list

How to access

Domestic Lounge Access

Complimentary 4 domestic lounge access for primary cardholders

Click Here

Present your Credit Card at the lounge

Note:
- Domestic lounge access will capped at 2 Lounges per calendar quarter
- Visit validation charges of ₹2 will be charged at the lounge

Lounge Access	Benefit	Lounge list	How to access
Domestic Lounge Access	Complimentary 4 domestic lounge access for primary cardholders	Click Here	Present your Credit Card at the lounge

Click Here for applicable T&C on Lounge Access.

Forex Savings Galore

Enjoy low foreign currency mark-up of 2% on International transactions

Air Miles to Start and Stay

Earn 2,500 Air Miles as Welcome Benefit
Earn 2,500 Air Miles as Renewal Benefit on completion of each anniversary year

Waive the Surcharge

1% Fuel surcharge waiver for fuel transactions done on petrol pumps across India

Important Considerations

Accelerated Air Miles earn for Flight/Hotel Booking on Kotak Unbox is capped at 15,000 Air Miles per statement cycle. On achieving capping limit within same statement cycle, customer will continue to earn base Air Miles benefit i.e., 2 Air Miles for every ₹100 spent
Complimentary Lounge Access Benefit is only applicable for Primary Cardholder
2,500 Air Miles as Welcome Benefit will be credited within 120 days of card issuance subject to payment of Joining Fees
2,500 Air Miles as Renewal Benefit will be credited subject to payment of Annual Fees
No Air Miles will be accrued on Utility/Telecom, Insurance, Education & Government, Rent, Fuel, Wallet Loading, EMI, Online Gaming, Cash Advance and International Transactions
Fuel Surcharge Waiver will be applicable for fuel transactions between ₹400 -7,500. Maximum waiver is capped at ₹4,500 in an anniversary year

Exclusive Travel Privileges with your Kotak Air+ Credit Card

Travel and Earn: 5 Air Miles for every ₹100 spent for Flight and Hotel Booking through Kotak Unbox
Everyday Purchases: 2 Air Miles for every ₹100 spent on regular day to day purchases

Make the most of your Air Miles

Air Miles earned can be used for booking flights, hotel stays or can be transferred to preferred hotel/airline partners

Maximise Air Miles: 1 Air Mile = ₹1 when redeemed for Flight and Hotel Booking through Kotak Unbox
Transfer to Partner Miles: Transfer Air Miles to preferred Airline & Hotel Partners. Click Here for conversion ratios

Click Here to know steps on how to access Kotak Unbox

Important Considerations:

Accelerated Air Miles earn for Flight/Hotel Booking on Kotak Unbox is capped at 15,000 Air Miles per statement cycle. On achieving capping limit within same statement cycle, customer will continue to earn base Air Miles benefit i.e. 2 Air Miles for every ₹100 spent
No Air Miles will be accrued on Utility/Telecom, Insurance, Education & Government, Rent, Fuel, Wallet Loading, EMI, Online Gaming, Cash Advance and International Transactions
Minimum 200 Air Miles are required for Flight & Hotel Booking on Kotak Unbox
Maximum Air Miles Redemption allowed for Flight/Hotel Booking on Kotak Unbox is up to 80% of the booking value
Minimum 1,000 Air Miles are required to transfer Air Miles to preferred Airline/Hotel partner
Click Here to know detailed terms & conditions of Kotak Air+ Credit Card

Kotak Air+ Credit Card	Spend %	Spends (in ₹)	Air Miles	Savings (In ₹)
Welcome/Renewal Benefit	-	-	-	2,500
Domestic Hotel booking via Kotak Unbox	7.5%	90,000	5 Air Miles per ₹100	4,500
International Hotel booking via Kotak Unbox	7.5%	90,000	5 Air Miles per ₹100	4,500
Domestic Flight booking via Kotak Unbox	10%	1,20,000	5 Air Miles per ₹100	6,000
International Flight booking via Kotak Unbox	10%	1,20,000	5 Air Miles per ₹100	6,000
Remaining Spends	65%	7,80,000	2 Air Miles per ₹100	15,600
4 Free Domestic Lounges (2 per Qtr.)	-	-	-	8,000
Priority Pass + 2 Free International Lounges	-	-	-	14,595
Total Benefit				61,695

Assumptions:

Customer spends ₹12,00,000 in an Anniversary Year and is allocated as per segregation mentioned in table above
Excluded category spends are not included
Savings are calculated with assumption of 1 Air Mile = ₹1

Fee & Charges	Kotak Air+ Credit Card
Joining fee	₹ 3,000 + GST
Annual fees	₹ 3,000 + GST
Condition for waiver of Joining Fees	Not Available
Condition for waiver of Annual Fees	Not Available
Condition for waiver of Annual Fees	Not Available

Please refer MITC to view details of Kotak Air+ Credit Card fees and charges

Note: GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card.