10 Best Smartphones Under ₹25,000 in 2026 - No-Cost EMI | Kotak
  • Personal
  • Business
  • NRI
  • About Us
  • Learn
  • Help
Discover Personal
Discover Business
Discover NRI
>
25 AUGUST, 2026

The smartphone market in India is driven by affordability and accessibility, and diverse consumer needs. Intense competition among brands like Xiaomi, Realme, OnePlus, and many more provides consumers with a wide range of options. With a strong focus on middle income consumers, flexible payment solutions play a crucial role.Credit card offers, such as those from Kotak, make purchases more rewarding. This makes high-end smartphones more accessible, helping more consumers afford advanced features while improving overall satisfaction.

Mobile Phones Under ₹25,000 in India for 2026

Recent smartphone launches have influenced the smartphone market significantly. These devices now offer features that were previously limited  to flagship models. In this price range, there are several options available from leading global and domestic brands. You can easily find a reliable phone under ₹25,000 with features like in-display fingerprint sensors, powerful processors, and multiple camera setups. Here is the list of the top 10 mobile phones under ₹25,000:

Top 10 Mobile Phones under ₹25,000

1. Redmi Note 14 Pro 5G

Xiaomi has a reputation for offering feature-loaded smartphones. Their impressive prices make them a go-to option. This makes the brand a top player in India’s budget mobile market. The Note 14 Pro 5G has a sleek glass finish. It also feels very premium in hand. The polished look also complements its performance.

Specification

Details

Launch Price

₹24 ,999

Display

6. 7-inch AMOLED, 120Hz

Processor

MediaTek Dimensity 73 00 Ultra

RAM

8GB

Storage

128GB

Battery Capacity

55 00mAh

Rear Camera

50MP + 8MP + 2MP

Front Camera

20MP

2. Motorola Moto Edge 60 Fusion

Motorola is known for offering an elegant user experience. The durable hardware is another USP. Its Android-powered Edge 60 Fusion model offers top-notch performance. It also comes with good battery support and makes for an ideal option for long-term usage.

Specification

Details

Launch Price

₹22,999

Display

6.67-inch pOLED, 120Hz

Processor

Dimensity 7400

RAM

8GB/12GB

Storage

256GB

Battery Capacity

5500mAh

Rear Camera

50MP + 132MP

Front Camera

32MP

Read Also: Best Mobile Under ₹15,000

3. CMF Phone 23 Pro

CMF is known for combining minimalist design and innovation. The CMF Phone 2 Pro stands out with its unique colour palette. Its modular aesthetics work well with its functional appeal.

Specification

Details

Launch Price

₹18,999

Display

6.7-inch AMOLED, 120Hz

Processor

MediaTek Dimensity 7300 Pro

RAM

8GB

Storage

128GB

Battery Capacity

5000mAh

Rear Camera

50MP + 50MP+8MP

Front Camera

16MP

4. Realme P3 Ultra 5G (6GB + 128GB)

Realme is a trendsetter with its stylish designs. It offers devices that are performance-focused. The Realme P3 Ultra comes with a quad-curved display. Its lightweight design makes it ideal for everyday use.

Specification

Details

Launch Price

₹19,999

Display

6.83 -inch AMOLED, 120 Hz

Processor

MediaTek Dimensity 8350 Ultra

RAM

6GB

Storage

128GB

Battery Capacity

6000mAh

Rear Camera

50MP+8MP

Front Camera

16MP

5. OnePlus Nord CE 5 5G

OnePlus is popular for its premium build quality. The brand also offers a smooth OxygenOS experience. The Nord CE 5 has a slim design and a very clean UI. It also charges fast.

Specification

Details

Launch Price

₹19,999

Display

6.7-inch AMOLED, 120Hz

Processor

Dimensity 8350 Apex

RAM

8GB

Storage

128GB

Battery Capacity

7100mAh

Rear Camera

50MP + 8MP

Front Camera

16MP

6. Oppo K13 5G2S

Oppois known for its camera innovations. Its rich designs are among its other USPs. The Oppo K132S comes with a big battery and good performance. Overall, iIt’s an all-rounder smartphone

Specification

Details

Launch Price

₹17,999

Display

6.67-inch AMOLED

Processor

Snapdragon 6 Gen 4

RAM

8GB

Storage

128GB

Battery Capacity

7000mAh

Rear Camera

50MP + 2MP

Front Camera

16MP

7. Xiaomi Redmi Note 15 5G Special Edition

Xiaomi is a top player in the mid-range smartphone market. Its functional features continue to impress users. Note 15 5G Special Edition comes with upgraded internals. The model also has a very unique finish.

Specification

Details

Price

₹24,999

Display

6.67-inch AMOLED

Processor

Snapdragon 6 Gen 3

RAM

6GB

Storage

128GB

Battery Capacity

5800mAh

Rear Camera

50MP+2MP

Front Camera

20MP

8. iQOO Z11x 5G

iQOO is known for its high-performance smartphones. They also come with fan-favourite features like high gaming performance. The iQOO Z11x has a rugged build, which promises durability. It operates smoothly even with heavy usage.

Specification

Details

Price

₹24,999

Display

6.76-inch FHD+ LCD, 120Hz

Processor

MediaTek Dimensity 7400 Turbo

RAM

6GB / 8GB

Storage

128GB / 256GB

Battery Capacity

7200mAh

Rear Camera

50MP + 2MP

Front Camera

32MP

Read Also: Best Mobile Under ₹50,000

9. Nothing Phone 3a Lite 5G

Nothing focuses on smooth performance. Its designs are always sleek and modern. The 3a Lite has the signature transparent look. It also offers a very balanced performance, pleasing a range of users.

Specification

Details

Price

₹21,999

Display

6.77-inch FHD+ AMOLED

Processor

Dimensity 7300 Pro

RAM

6GB

Storage

128GB

Battery Capacity

5000mAh

Rear Camera

50MP+8MP+2MP

Front Camera

16MP

10. POCO X7 Pro 5G

POCO is reputed for its high-performance devices. It offers quality models at competitive pricing. The POCO X7 Pro has a very bold design that can impress any modern consumer. Its gaming-centric performance is another popular feature.

Specification

Details

Price

₹23,999

Display

6.67-inch AMOLED, 120Hz

Processor

Dimensity 8400 Ultra

RAM

8GB / 12GB

Storage

256GB / 512GB

Battery Capacity

6550mAh

Rear Camera

50MP + 8MP

Front Camera

20MP

Buy a Mobile Phone under ₹25,000 with a CREDIT CARD

Experience easier mobile purchases with the Kotak Credit Card on leading e-commerce platforms like Amazon and Flipkart. Save money with cashback or an upfront discount on selected smartphone brands, and purchase a mobile under ₹25,000 with credit card payments.

To get started:

  • Choose your desired product.
  • Review available offers
  • Complete the purchase using your Kotak Mahindra Bank Credit Card.

This makes it rewarding to purchase the best mobile under ₹25,000

Read Also: Best Laptop Under ₹30,000

Conclusion

If you're looking for a smartphone under ₹25,000 with strong performance and features, there are several good options available. Kotak Mahindra Bank Credit card options make it rewarding and easy Explore these options to find a smartphone that suits your needs and budget

Latest Comments

Leave a Comment

200 Characters


Read Next
factors-for-selecting-credit-card-t

10 Factors to consider when selecting a Credit Card

annual-percentage-rate-in-credit-card-t

Understanding the Annual Percentage Rate in Credit Card

vivo-credit-card-offers-t

Upgrade Your Mobile Experience with Exclusive Vivo Credit Card Discounts

Load More


Disclaimer:
This Article is for information purpose only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empanelled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein