Necessary Documents Required for a Personal Loan
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1. Last 3 months’ salary slips
2. KYC documents
3. Bank statements
A pre-approved Personal Loan is an instant loan facility for existing Kotak Mahindra Bank customers with good credit history. This does not require any collateral/documents, is processed quickly, and gets disbursed instantly into the customer's account.
No. All documents are collected during the application process. No additional document is required post-sanction or pre-disbursement.
You need to submit self-attested copies of KYC documents along with the processing fees. The original documents might be required to verify the copies submitted.
1. Age: 21-60 year
2. Minimum monthly income: ₹25,000 (Delhi and Mumbai) or ₹20,000 (other cities)
3. CIBIL score: 750 or above
Yes, individuals earning ₹15,000 per month can easily avail small cash loans ranging from ₹50,000 to ₹5,00,000. The actual loan amount depends on the lender's assessment.
No documentation is required. You can check your eligibility via Net Banking, Kotak Mobile Banking App, or at your nearest branch. After reviewing your loan offer, including the amount and interest rates, share acceptance for instant fund disbursement.
No documents are required. These loans are offered to select customers based on credit score, account relationship, minimum balance, monthly income, and payment history.
If salary slips are unavailable, you can submit your Bank statements reflecting regular salary deposits for the last three months, along with your Income Tax Returns as supplementary proof of income.
PAN Card, Aadhaar Card, Passport, Voter ID, and Driving License. Ensure the documents submitted are valid and not expired.
You can provide documents such as Aadhaar card, Voter ID, Driving License, Passport, recent utility bills, or a registered rent agreement as proof of residential address.
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