Value Chart – Kotak Mahindra Bank

Value Chart – Kotak Mahindra Bank

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Kotak 811 Credit card

Overall Spends Distribution	Value
Overall Spends (₹25,000 per month)	₹ 3,00,000
Fuel Spends (₹2,500 per month)	₹ 30,000
Non-Fuel Spends	₹ 270,000

Description	Spends	Reward Points	Value
Online Spends	₹ 1,89,000	3,780	₹ 945
Offline Spends	₹ 81,000	810	₹ 203
Fuel Spends	₹ 30,000		₹ 300
Welcome Benefit		500	₹ 125
Milestone (3 PVR Tickets each worth ₹400)			₹ 1,200
Annual Fee Waiver			₹ 500
Total			₹ 3,273

Assumptions:

1. Customer spending ₹25,000 per month

2. Fuel Spends are ₹2,500 per month

3. Online & Offline Spends are in ratio of 70% & 30% respectively

4. No spends done in excluded transaction categories