Everyday Account for Salaried Professionals

To apply for the Everyday+ Salary Account, please ensure you meet the following requirements:

Residency	Age	Salary Bracket	Employer Affiliation
Available exclusively to Indian residents across all locations in India.	Applicants must be 18 years or above	Designed for individuals with a net take-home salary in the bracket of ₹25,000 to ₹1 Lakh per month.	Your organization must be empanelled under our Salary Program. Please check your employer's eligibility before applying.

Be ready with following documents while opening this account

Sr. No.	Name of the Document (valid)	Identity Proof	Address Proof
1	Passport	Yes	Yes
2	Driving Licence	Yes	Yes
3	Aadhaar (Post e-KYC authentication by Bank)	Yes	Yes
4	Voter Id	Yes	Yes
5	Job Card issued by NREGA	Yes	Yes
6	Letter issued by National Population Register	Yes	Yes

Introducing Kotak Everyday + Salary Account

Welcome Benefit

Earn welcome voucher worth ₹250 on your first salary credit.

Cashback+ Credit Card

Save more while you spend with 5% cashback.

Mid Month Advance

Keep your plans on track with instant access to funds in just 3 seconds.

Daily Invest

Turn your monthly salary into future wealth by starting an SIP from just ₹100.

Trade Free Plan

Maximize your returns with zero delivery brokerage and low-cost trades.

Personal Loan

Achieve your life goals with ease by borrowing up to ₹35 lakhs.

Unlock exclusive deals and discounts every time you spend with your Everyday+ Debit Card.

Debit Card

Other benefits

Transfer funds online at no additional cost via NEFT, RTGS, and IMPS.
Up to 3 complimentary family savings accounts for immediate family members, including Parents, Spouse, and Kids above 18 years.
Grow Your Money with ActivMoney. Earn FD-like interest on your salary balance. [Click here to learn more]
Employee reimbursement account for seamless claim tracking.

Terms & Conditions

Zero Balance Account is subject to regular salary credit. In case salary is not credited for two consecutive months, the customer will be required to maintain Average Monthly Balance (AMB) as per the product variant, failing which applicable charges will be levied. For further details, you may refer to GSFC on kotak.com.
Welcome Voucher will be issued based on salary credit within 3 months post account opening. This offer is applicable only to New-to-Bank customers, subject to a minimum net monthly salary credit of ₹25,000.
Credit at the sole discretion of the bank and subject to guidelines issued by RBI from time to time. Credit limit of any type will be sanctioned as per the Credit policy of the bank & at its sole discretion. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
Issuance of credit cards is at the sole discretion of Kotak Mahindra Bank Limited. All features and benefits are subject to Credit Card Terms and Conditions. Please read the Credit Card terms and conditions carefully provided on the bank website www.kotak.bank.in.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Kotak Mahindra Bank Limited, AMFI Registered Mutual Fund Distributor, AMFI Registration Number (ARN) 1390. Cherry is an execution platform of Kotak Investment Advisors Ltd (KIAL) which is a sub distributor of KMB
Kotak Mahindra Bank offers the Salary Account, while Kotak Securities offers the Demat and Trading Account. Investments are subject to market risks, read all scheme-related documents carefully. *Get zero brokerage on all trades with Trade Free Youth Plan at a subscription fee of ₹99 and get zero brokerage on intraday trades with Trade Free Plan at ₹0. By clicking on the link above, you are hereby giving your consent to receive calls/communications from Kotak Mahindra Bank Ltd. for marketing purposes through Telephone/Mobile/SMS/Email for the above mentioned product and that such consent shall prevail over any current or subsequent registration of your number for “Do Not Call”.
Click Here for Detailed Terms and Conditions.

Disclaimer

1. Daily balances in Savings Account across all account balances will earn 2.50% interest p.a. These interest rates are applicable for both Resident and Non-resident Accounts (NRE/NRO).

2. If no salary credit or no transactions occur within the first 3 months of account opening, the account will be auto-closed.

3. If salary or pension is not credited for consecutive 6 months (PSU/Government) or 4 months (Rest) into your Salary account, the account will be re-classified in to chargeable savings accounts variant where you will be required to maintain requisite Average Monthly Balance (AMB), failing which applicable charges will be levied. For further details, you may refer to GSFC on kotak.bank.in

4. Please note, if your account is currently in dormant status, non-maintenance charges will not be applicable to the same. In order to activate your account, please visit your nearest Kotak Bank branch .

5. Year is defined as period of 12 months from 1st January to 31st December for cheque book issuance charges.

6. Please click here for ActivMoney terms and conditions.

7. Taj Epicure Membership and Shopping Voucher benefits are applicable only to New to Bank customers, subject to fulfilling both the criteria of salary credit and minimum ₹500 Debit card spends on Point of Sale or e-Commerce within 3 months of account opening. Voucher details will be communicated through email. This will be issued once in a month.

Terms and Conditions of Voucher Benefits.

Kotak Mahindra Bank is registered with DICGC (DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION), know more

Learn more about our Privy Neon, Privy Platinum, and Privy Black programmes. Click here.

Be ready with following documents while opening this account