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Simpler, smarter & more intuitive than ever before
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For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Transferring funds has now become easier than ever before. The transaction limits on Mobile Banking & Net Banking are as follows:
| Fund Transfer Limits | Customer Segment | |||
|---|---|---|---|---|
| Privy, Wealth, Solitaire, Non-Resident | Regular | 811 Super | 811 | |
Default CRN limits * |
₹20 Lakh |
₹10 Lakh |
₹10 Lakh |
₹5 Lakh |
Default limits are applicable to payment methods like NEFT, RTGS, IMPS & Kotak to Kotak transfer
To manage the transfer limits, you can use Net Banking or Mobile Banking. Alternatively, you may visit the nearest Kotak Bank branch for assistance with managing your limits.
Please follow these steps to manage the transfer limits on Net Banking and Mobile Banking:-
Net Banking
Login to Net Banking → Fund Transfer → Manage Fund Transfer Limits
Kotak Bank App
Login to Kotak Bank App → Pay → Bank → Bank Controls → Daily Limit (Bank Transfer)
| Beneficiary | Customer Segment | |||
|---|---|---|---|---|
| Privy, Wealth, Solitaire, Non-Resident | Regular | 811 Super | 811 | |
Beneficiary Addition per day |
10 |
5 |
5 |
5 |
Limits for newly added Beneficiary |
₹3,00,000 |
₹50,000 |
₹25,000 |
₹25,000 |
For newly added beneficiaries, a 30‑minute cooling period will be applicable. During this period, you will not be able to transfer funds to these beneficiaries.
The One‑Time Fund Transfer per-day limit without adding a beneficiary is ₹1,00,000 on Mobile Banking and ₹50,000 on Net Banking
For more details on payment methods click here.
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