Travel Forex Card - Apply Forex Card Online for International Trips

Q: What are the currencies in which the Forex Card is available?

The Forex Card is currently available in 15 currencies:US Dollar (USD), European Euro (EUR), Sterling Pound (GBP), Australian Dollar (AUD), Singapore Dollars (SGD), Swiss Franc (CHF), Hong Kong Dollars (HKD), Canadian Dollar (CAD), New Zealand Dollars (NZD), Japanese Yen (JPY), Swedish Krona (SEK), South African Rand (ZAR), United Arab Emirates Dirham (AED), Saudi Riyal (SAR) and Thai Baht (THB). Each of these currencies is also termed as Currency Wallet, where in one can load one or more currency wallets of the respective country of travel.

Kotak Forex Card: Carry Multiple Currencies in One

Travelling abroad?  Whether it’s for a holiday or a business trip, the Kotak Forex Card gives you exactly what you need while overseas—safety, ease of use and ability to carry and manage multiple foreign currencies in one single card. As a prepaid card, it lets you load funds in advance, spend confidently and avoid the stress of fluctuating exchange rates. If you're looking for a smart, hassle-free way to manage travel money, this card covers it all. Apply now.

Features of Kotak Forex Card

Chip-enabled for enhanced security every time you swipe

Load up to 15 currencies on one card for effortless global travel

Accepted at all Visa accepting merchant outlets and ATMs worldwide

Get instant SMS and email alerts for every transaction

Travel with added peace of mind through complimentary insurance

Tap to pay securely with payWave-enabled Kotak Forex Card

Currencies You Can Load on Your Kotak Forex Card

You can load any of 15 currencies:

Benefits of a Multi-Currency Travel Card

A multi-currency travel card is a smarter way to manage foreign currency while travelling abroad. Whether you are hopping between countries or planning a long stay, it helps you stay in control of your expenses with added security and convenience.

1. Skip the Cash Chaos While Travelling

No need to queue at currency counters or carry multiple wads of cash. With preloaded card, you can access local currency at ATMs or swipe directly at stores safely and easily.

2. Move Across Countries Without Switching Cards

Load up to 15 global currencies and use the same card across multiple countries. The card automatically deducts from the corresponding wallet. This saves you from unnecessary conversion hassles and confusion.

3. Avoid Surprise Charges on Every Swipe

Unlike international debit or credit cards, a travel card helps you dodge foreign transaction fees. What you load is what you spend — no hidden charges or rate markups.

4. Stay in Control Wherever You Are

Monitor your balance, reload the card, or check transactions online from anywhere in the world. Instant alerts keep you updated after every swipe or withdrawal.

5. Safer Than Carrying Cash

Chip security, PIN protection, and the option to block your card instantly make it a safer alternative to cash. Even if it’s lost, your money is still secure.

6. Plan Ahead and Lock In Exchange Rates

Load your card when the rates are good and avoid fluctuations during your trip. This gives you cost control even before your journey begins.

7. Validity of the Kotak Forex card?

Kotak Forex Card is valid for a period 5 years.

Where Can You Use the Kotak Forex Card?

Kotak Forex Card is accepted at Visa-enabled merchant outlets and ATMs across the globe. Whether you’re paying for meals in Paris, booking hotels in Singapore or withdrawing cash in New York, the card works just like a debit card — but with the advantage of preloaded foreign currency. You can also use it for online payments on international platforms, making it just as useful for remote bookings as it is for on-ground expenses.

How Kotak Forex Card Protects You from Exchange Rate Fluctuations?

One of the biggest challenges when spending abroad is unpredictable exchange rates. Kotak Forex Card helps you lock in a rate at the time of loading, so you’re not affected by currency fluctuations during your trip. This means more control over your travel budget and zero surprises later — what you load is exactly what you can spend.

Chip & Contactless Forex Card for Safer International Payments

Security matters more when you travel. Kotak Forex Card comes with embedded chip technology and contactless functionality that keeps your payments protected from skimming, fraud and tampering. It also lets you tap to pay at enabled terminals, so you spend less time handling cash and more time enjoying your trip.

Get Backup Card & Emergency Assistance While Travelling

Lost your Kotak Forex Card while travelling? Don't worry—you can still access your money and services with ease. Kotak provides support through backup cards, hotlisting options and quick replacements, so you’re never stranded abroad.

If Your Card Is Lost or Stolen:

Take immediate action to protect your funds:

A. Report the loss immediately through any of the following:	B. Apply for a replacement card via:
Call our Customer Contact Centre at 1860 266 2666 Logging on to the online travel web log-in at www.kotak.bank.in and hotlisting your Forex Card Once your card is hotlisted and the loss is registered, you will not be liable for any transactions made after that point.	Net Banking or Mobile Banking Calling the Customer Contact Centre at 1860 266 2666 Visiting any Kotak Mahindra Bank branch

A. Report the loss immediately through any of the following:

B. Apply for a replacement card via:

Call our Customer Contact Centre at 1860 266 2666
Logging on to the online travel web log-in at www.kotak.bank.in and hotlisting your Forex Card

Once your card is hotlisted and the loss is registered, you will not be liable for any transactions made after that point.

Net Banking or Mobile Banking
Calling the Customer Contact Centre at 1860 266 2666
Visiting any Kotak Mahindra Bank branch

Travel Insurance Benefits with Kotak Forex Card

The following are the different travel insurance benefits associated with your Kotak Forex Card:

1. Lost Card Liability Insurance

Feel more secure than carrying cash in your wallet. With your Kotak Forex Card, there is no need to worry even if your card is misplaced. This card comes with a complimentary Lost Card Liability Insurance up to Rs. 2,00,000. The insurance covers any misuse up to 30 days prior to your reporting of the lost card and 7 days after reporting.

2. Air Accident Cover

Travel without any worries, Kotak Forex Card brings you complimentary Air Accident Insurance Cover up to Rs. 15,00,000.

3. Purchase Protection

Avail Purchase Protection Insurance on purchases you make with Kotak Forex Card up to Rs. 1,00,000. Tangible goods purchased using the Kotak Forex Card are insured against loss/damage within 90 days from the date of purchase.

4. Loss of Passport and / or Travel Documents

Moreover, Kotak Forex Card comes with a loss of passport / travel documents insurance cover of up to Rs. 50,000. All costs incurred in procuring including application fees for the lost passport and any travel documents such as travel visa, etc. are covered.

5. Loss of Checked in Baggage International

In case of loss of checked in baggage, on international outbound flights, the Kotak Forex Card offers a cover up to Rs. 50,000 to cover all necessary items for the insured for basic needs such as clothes, personal use / basic necessity items, etc.

Manage Your Forex Card Online Anytime, Anywhere

Check your balance, reload currency, block your card or view past transactions — all through Kotak Net Banking or the Mobile Banking App. It’s fast, secure, and accessible whether you’re at home or halfway across the world.

Who Can Apply for a Kotak Forex Card?

Kotak Forex Card is available to Indian citizens heading overseas and foreign nationals living in India. Whether or not you have a Kotak Mahindra Bank account, you can apply — making it a flexible choice for travellers across all profiles, including students, tourists and professionals.

Documents Required to Get Kotak Forex Card

To get your Forex Card, you need to submit documents as per your travel purpose. These usually include your passport, visa, flight ticket, PAN card, and any supporting travel documents. View the complete document list here

Application Process to Get Kotak Forex Card

You can apply for a Kotak Forex Card in the way that suits you best:

Visit a Branch: Walk into any Kotak Mahindra Bank branch with the required documents. You can get your card issued and loaded instantly over the counter.
Submit an Online Form: If you’re not a Kotak customer yet, just fill in a simple online form with your basic details. A bank representative will reach out to guide you through the next steps.
Existing Customer? Apply via Net Banking or Mobile Banking App: Log in to your Kotak account, go to the ‘Forex Card’ section, and follow the instructions to apply in just a few clicks.

Whichever method you choose, the process is smooth, secure, and designed to get you travel-ready without delay.

How to Apply Online for Kotak Forex Card?

If you’re an existing customer, you can apply for forex card online. Follow the steps given below:

Card Activation Timeline

Once your payment is processed and funds are received, your Kotak Forex Card is activated within 24 hours. After activation, it’s ready to use at any international ATM or merchant that accepts Visa cards.

Frequently Asked Questions

What is Forex Card?

The Forex Card is a chip based pre-paid card that allows you to carry foreign currency while traveling abroad. Kotak Forex Card, in association with Visa, offers you the option of loading up to 15 currencies in one place conveniently and securely. This card gives you the freedom to shop anywhere in the world and provides access to the currency of your destination at competitive market rates. It can be used at all VISA ATMs and merchant establishments accepting VISA Cards worldwide except for a few countries which are listed in FAQ (2)