Kotak Privy+ Debit Card

Privy Business Debit Card

A suite of exclusive offers designed to help you and your family enjoy more — from dining and travel to everyday peace of mind.

10% off* on Zomato dining, up to Rs. 1,000 per month

Daily higher transaction limits:
Purchase limit: Rs. 15,00,000
ATM withdrawal limit: Rs. 2,00,000

Fuel surcharge: 2.5% waiver up to Rs. 30,000 fuel purchases per month

Complimentary insurance cover*

Features

Daily transaction limits within India and abroad:
- Purchase limit: ₹15,00,000
- ATM Withdrawal limit: ₹2,00,000
2.5% fuel surcharge waiver, capped at Rs. 30,000 per calendar month
10% off* on Zomato dining, capped at Rs. 1,000 per month.
Insurance cover:
- Air accident cover: Rs. 1 crore
- Personal accidental death cover of up to Rs. 15,00,000
- Lost card liability: Rs. 4,75,000
- Purchase protection limit: Rs. 1,50,000
- Lost baggage insurance: Rs. 1,00,000

*Insurance cover is only available for Solitaire and Salary account holders. The details of insurance can be found by clicking the link

Eligibility

To apply for a Privy+ Debit card, you need to be a part of the Kotak Privy programme. – Click to know more.

Terms & Conditions

Contactless Payments

You can tap and pay without a PIN for domestic purchases up to Rs. 5,000. For international transactions up to Rs. 5,000, just enter your PIN to complete the payment.

Zomato: Enjoy monthly dine-in offer via the District app by Zomato when your bill is ₹2,500 or more.

Insurance Cover

If you have a salary account, you get insurance cover with your debit card. To know more, visit:

You may check other detailed terms and conditions here: <link>

*T&C apply