Kotak Prepaid Credit Cards

Kotak Prepaid Card is a pre-loaded card for all segments suiting multiple requirements.

The following is the list of the types of Kotak Prepaid Credit Cards.

Features and Benefits for Kotak Prepaid Credit Cards

Kotak Prepaid Credit Cards come with the following features and benefits which make them the best Prepaid Credit Cards India -

1. Easy to get - Our Prepaid Credit Cards do not require any credit checks or primary bank accounts. Thus, you can easily and quickly get one.
2. Helps you manage your finances - You can shop, dine-in, recharge your mobile, pay bills, and do much more with Kotak Prepaid Credit Cards.
3. Gift card - You can use our one-time loadable Gift Card on all occasions. It gives your loved ones a choice to select the gift across 40 lakh merchants at both in-store outlets and websites/apps in India. It can serve as a smart prepaid credit card for students.
4. Travel benefits - Your Kotak Forex Card comes with a host of features and benefits like a complimentary air accident insurance cover of up to ₹ 15 Lakh and insurance cover against the loss of passport/travel documents of up to ₹ 50,000.
5. Digital friendly - All our Prepaid Credit Cards are completely digital-friendly and let you send and receive funds along with managing your finances electronically in a seamless manner.

Eligibility & Documents Required for Kotak Prepaid Credit Cards

Eligibility Conditions

Our Prepaid Credit Cards are available to both Indian nationals and foreign nationals residing in India. These cards can be issued to customers who maintain an account with Kotak Mahindra Bank, as well as non-customers.

Documents Required

You need not submit any documents for our Prepaid Credit Cards except for the Forex Card. Below, we have mentioned the list of documents that you need to submit to get your Forex Card -

Types of Prepaid Credit Cards

We at Kotak, offer 5 types of Prepaid Credit Cards. The following are the best prepaid cards in India -

1. Kotak FASTag - You can make all digital toll and parking payments seamlessly with your Kotak FASTag. You can also use the auto-recharge feature of the card to top-up your wallet balance with your linked Kotak Bank Account.
2. Forex Card - Enjoy global payment convenience and unmatched security with your Forex Card. You can load it with as many as 13 currencies. Moreover, this prepaid credit card offers various complimentary insurance covers like Lost Card Liability Insurance, Air Accident Insurance Cover, etc.
3. Kotak Gift Card - This one-time loadable Gift Card serves as the perfect smart gift for your loved ones as it lets them choose the gift of their choice. It is valid for 3 years from the date of issue. It is a perfect prepaid credit card for teenagers.
4. Kotak Spendz - It is a prepaid offering that comes at a ZERO cost with your Kotak Account. Enjoy assured 1% cashback on your daily spending made through your Spendz Card!
5. Kotak Konnect - It is a Rupay / MasterCard prepaid card that you can use for both offline and online payments. This card comes with no minimum balance requirement and helps you track all your expenses from a single account.

How to Apply for Prepaid Credit Cards?

Step 1: Visit our website https://www.kotak.bank.in.

Step 2: Choose the Prepaid Credit Card of your choice under the 'Cards & Fastag' section.

Step 3: Click on 'Apply Now'.

Step 4: Fill in the required details. And submit the required documents in case of the Forex Card.

Step 5: Confirm and pay.

Prepaid Credit Card Vs. Debit Card

Below we have mentioned some of the key differences between a Prepaid Credit Card and a Debit Card -