I want to apply for a Fresh/Top Up/BT Personal Loan?
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  • I want to apply for a Fresh/Top Up/BT Personal Loan?

Applying for a Kotak Personal Loan is quick and convenient. You can apply online for a fresh loan, top-up loan, or balance transfer in just a few steps.
Here’s how you can apply:

Via Mobile Banking App (Old/New) or Net Banking:

1. Log in to Mobile Banking or Net Banking
2. Go to the “Loans” section
3. Select “Personal Loans”
4. Update your personal details and complete the application.
5. Click Proceed

You’ll need to provide basic details, check your eligibility, and upload mandatory documents to complete the process.
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