How can I convert my total Credit Card outstanding to EMIs?
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  • How can I convert my total Credit Card outstanding to EMIs?

You can convert the total retail outstanding amount (excluding Gold purchases and Cash withdrawals) on your Credit Card bill to EMIs by following these steps:

On Net Banking:

  1. Login to Net Banking 
  2. Select Credit Card 
  3. Select Transaction to EMI > Outstanding to EMI 

On Mobile Banking: 

  1. Login to Mobile Banking 
  2. Go to Credit Card > Convert to EMI
  3. Card Outstanding to EMI > Apply Now

Please note: Goverment taxes (including service tax, GST, any / all; applicable taxes) would be charged on interest, fees and other charges levied on your credit card at the rate determined by Goverment of India from time to time.

Click here for more details on the charges applicable,

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