How much amount can I transfer without adding a beneficiary?

You can now complete a One-Time Fund Transfer without adding a beneficiary. To complete the transaction through Net Banking, you will be required to enter a One Time Password (OTP) which will be sent to your registered mobile number. On the Kotak Bank App, you will need to validate every transfer with your MPIN. One-Time transfer limits are as per below table

One Time Transfer limits	Customer Segment
Kotak Bank App	₹1 Lakh via NEFT/RTGS/IMPS/ + ₹1 Lakh via UPI	₹1 Lakh via UPI
Net Banking	₹50K	₹50K

One Time Transfer limits

Customer Segment

Privy, Wealth, Solitaire,

Non-Resident

Regular

811 Super

811

Kotak Bank App

₹1 Lakh via NEFT/RTGS/IMPS/

+ ₹1 Lakh via UPI

₹1 Lakh via UPI

Net Banking

₹50K

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