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Personal loan on your credit card is one of the best bets you have when a financial emergency strikes. Kotak Mahindra Bank provides low interest and zero-documentation personal loans to our customers with a clean record of Credit Card spends, transaction patterns and payment history. Availing a personal loan against credit card is simple and you can choose to apply through netbanking, mobile banking or reach out to our contact center..
Personal loan EMI Calculator from Kotak Mahindra Bank is an efficient way to calculate your monthly instalment. The calculator also helps you with a break up of the additional expenses, that is, the interest amount, service tax and processing fee. So, before applying for a personal loan on credit card, find out how much you will be paying every month.
Kotak Mahindra Bank provides our customers with a range of affordable and exclusive credit cards. Other than using your Kotak credit card for shopping and bill payments, you can easily use it to avail a quick personal loan in the time of your need.
Here’s why a loan against credit card from Kotak Bank can be the best option when you are riding the turbulent waves of a financial crisis:
Apart from these benefits, a loan against credit card can be used for any purpose, so you can spend the money as you deem fit. Being a personal loan, a credit card loan does not require any other collateral. So, evaluate your financial situation and apply for a loan against credit card from Kotak Mahindra Bank.
The eligibility criteria to avail of a credit card loan from Kotak Mahindra Bank is simple.
Kotak Mahindra Bank provides instant credit card loans to our customers with a good track record at zero documentation. Which means, you need not submit any documents at the time of credit card loan application.
You can apply for an instant credit card loan from Kotak Mahindra Bank in simple and easy steps. There are various modes through which you can apply for a loan against credit card.
Avail Loan via Internet Banking:
Avail Loan via the Kotak Mobile Banking App:
Avail Loan via Customer Contact Center:
Loan against credit card is a personal loan that your credit card issuing bank can provide you with. It is an instant loan that requires no other collateral and is given to the valued customers of the bank who have a good credit card track record.
Kotak Mahindra Bank provides credit card loans at attractive interest rates and zero documentation.
Your credit card is much more than a tool for shopping and bill payments. It is possible to borrow a loan against your credit card. The loan amount depends on the limit available on your credit card. What’s more, you get flexible repayment tenures. Kotak Bank offers credit card loans that can be repaid in 6 months to 60months.
You can avail of a personal loan against your credit card. It is an instant loan with attractive interest rates and zero documentation. You can use the funds as per your needs. So, whether it is an emergency like hospitalization or you need to meet expenses like weddings or travel, a credit card loan can be your best option.
If you have a credit card, you can take a credit card loan. However, a good credit card track record is mandatory. The bank will look into your credit card spends, transaction patterns and payment history to determine your eligibility. So, depending on your needs and eligibility you can decide whether or not you should take a credit card loan.
No, even if you have a credit card it is not necessary that you will be provided with a credit card loan. Your credit card track record is keenly evaluated by the issuing bank before proceeding with the loan approval. So, if you are looking for a credit card loan, clean records and good financial behaviour can be useful.
When you are availing a loan against your credit card, you have to pay your issuing bank an interest on the loan amount you borrow. Kotak Mahindra Bank provides our customers with affordable credit card loans at attractive interest rates. Remember, your credit card track record impacts your overall loan deal, including the rate of interest you’re offered.
Check the terms and conditions for Kotak Mahindra Bank’s Credit Card Loans.
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