Basic Service Fees

Fee type	Details	Kotak Salary Account for Uniformed Forces
AMB (Average Monthly Balance)	NA	Nil
Non Maintenance Fee	Fee for non maintenance of minimum Monthly Average Balance	Nil#
Family Banking	NA	NMC Waived Family Savings Account
DD / Cheque Book	DD	Nil
DD / Cheque Book	Cheque Book Issuance Fee ^*	Nil
Other Debit Card Related fee	Replacement of Lost /Stolen Debit Card	NIL
Other Debit Card Related fee	Image Debit Card Issuance fee	INR 199
Debit Card Annual Fee/ Issuance Fee	Pay Shop More Debit Card	INR 259 p.a
	Silk Debit Card	Nil
	Visa Platinum / My World Debit Card	Nil subject to regular salary/ pension credit. Else INR 750 p.a
	Kotak PVR Debit Card	INR 499 p.a
	EveryDay Debit Card	INR 259* p.a
	Visa Signature Pro Debit Card	INR 750 p.a
	Privy League Platinum Card	INR 750 p.a
	Privy League Signature Card	INR 750 p.a
	Privy league Business Card	INR 750 p.a
	Privy League Neon Debit Card	INR 1500 p.a
	Privy League Platinum (Erstwhile LED Debit Card)	INR 1500 p.a
	Privy League Black Debit card	INR 1500 p.a
	Private Banking Inﬁnite Debit Card	INR 1500 p.a
	Goquii Wearable Payment	Issuance fee – INR 3499 & Annual fee – INR 259 from 2nd year onwards
	Default Card	Visa Platinum Debit Card

Transaction Fees

Fee type	Fee type	Kotak Salary Account for Uniformed Forces
Fund Transfers	NEFT / RTGS / Fund Transfer (Through Netbanking / Mobile Banking)	Nil
	NEFT / RTGS - Applicable only if done in Branch	Nil
	IMPS	Nil
Cash Transactions Fee	Cash Transaction at Branch / CDM (Cash Dispensing Machine) (Deposit or withdrawal)	Nil upto 5 transactions or INR 5 lakhs / month whichever is earlier. Post these limits, charged at INR 5 / 1000 (Minimum INR 150)
ECS Mandate	ECS Mandate Verification	Nil
ATM Usage Fee	Kotak ATMs - Cash Withdrawal / Non-Financial Transactions	Nil
	Non-Kotak domestic ATMs - Cash Withdrawal / Non-Financial Transactions ##	Nil
	International ATMs - Cash Withdrawal / Non-Financial Transactions	INR 150 per cash withdrawal transaction & INR 25 per non-financial transaction
	Cardless cash withdrawal (IMT)	Nil Fee up to 1 transaction per month. Subsequent transactions - INR 10/- per transaction
Branch Request	Duplicate Ad-hoc statement, Balance & Interest Statement, Duplicate Passbook, TDS Certificate Through Branch or any other Record Retrieval, Stop Payment - Single / Range of cheque thru branch; DD Revalidation; PO / BC Revalidation/ Cancellation (INR); Annual Combined Statement-Physical; Monthly Physical Statement; Regeneration of PIN of Net Banking / Phone Banking (sent through courier)	Nil
Other Fee	Temporary Over Draft	INR 500
Other Fee	Account Closure Fee	Nil

Fee type	Details	Kotak Salary Account for Uniformed Forces
Failure Fee	Declined Domestic ATM Transactions due to insufficient balance per transactions declined at merchant outlets/websites/ATMs, due to insufficient balance(w.e.f April 1,2019)<>	INR 25 Per transaction at Non Kotak ATM
	FCY - DD / TT / Cheque Collection / Revalidation / Cancellation / FCY Cheque Deposited and Return	INR 500 Per instance
	ECS / Cheque Issued & Returned (due to non availability of funds)	INR 500 Per instance
	SI Failure	INR 100 Per instance
	Cheque deposited and returned (INR)	INR 200 Per instance
	Cheque Issued & Returned for Non-Financial Reason	INR 50 Per instance

Fee type	Details	Kotak Salary Account for Uniformed Forces
Home Banking	Cash / Instrument - Pick Up / Delivery	Nil
Complimentary Services	Passbook (in lieu of Account Statement) Current Year Balance and interest statement Signature Verification Certificate Photo Attestation Address Confirmation	Nil
Statements & Alerts	Statements	Email Statement (Monthly): Nil
	Statements	Physical Statement (Quarterly): Nil
	Balances value added alerts (Daily / Weekly)	INR 0.50 per SMS (Daily/ Weekly)
Forex Card	Issuance Fee	INR 250 (exclusive of GST)
Forex Card	Reload Fee	INR 75 (exclusive of GST)
Foreign Inward Remittance	Foreign Inward Remittance certificate (Branch Request)	Nil
Foreign Exchange Services (FES) - Outward Remittances - Individual Fee	Telegraphic Transfer Fees (other than payment for imports)	INR 1250 + Tax
	Correspondent Bank Fees (Outward remittance wherein the foreign bank Fees are paid by remitter)	INR 1000 + Tax
	Issue of FCY DD's	INR 750 + Tax
	Commission in lieu of exchange (in case of debit from EEFC/RFC/SFC account)	0.125 %; minimum INR 1,000 +Tax
GST on Foreign Currency Conversion Fee (FCY) ~	Value of purchase or sale of Foreign Currency	Value on which GST rate will be applicable
	Up to INR 1,00,000	1% of the gross amount of currency exchanges or minimum of INR 250/-
	Above INR1,00,000/- to INR10,00,000/-	1000 + 0.50% of the gross amount of currency exchanged less 1,00,000
	Above INR 10,00,000/-	INR 5500/- + 0.10% of the gross amount of currency exchanges less 10,00,000 subject to maximum of INR 60,000/-