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The Marginal Cost of Funds based Lending Rate (K-MCLR) with effect from Jul 16, 2026 for various tenors are as given below:
Tenor	Benchmark	Rate
Overnight	K-MCLR O/N	7.55%
One Month	K-MCLR 1M	7.90%
Three Month	K-MCLR 3M	8.40%
Six Month	K-MCLR 6M	8.45%
One Year	K-MCLR 1Y	8.45%
Two year	K-MCLR 2Y	8.50%
Three year	K-MCLR 3Y	8.60%

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